KYC & AML Policy

Last Updated: July 20, 2026

Assure OTC maintains a strict Know Your Customer (KYC) and Anti-Money Laundering (AML) Compliance Policy to prevent our platform from being used for money laundering, terrorist financing, or other illegal activities. We operate in full compliance with applicable Indian financial regulations.

1. Customer Identity Verification

Every user must complete our automated identity verification process before gaining access to OTC trading. This process requires submitting:

• A valid government-issued ID (such as Aadhaar or Passport)
• Permanent Account Number (PAN) details
• A real-time selfie check (liveness detection)
• Bank account verification under the user's legal name

2. Transaction Monitoring

We conduct ongoing monitoring of all transaction patterns to identify suspicious or unusual activities. Transactions that exceed certain thresholds or deviate significantly from a user's normal profile may trigger additional review or verification requirements.

3. Suspicious Activity Reporting

If a transaction is flagged as highly suspicious, we reserve the right to suspend the account, halt settlements, and report the activity to the Financial Intelligence Unit (FIU-IND) or other appropriate regulatory authorities, without notice to the user.

4. Record Keeping

In accordance with regulatory guidelines, Assure retains all user identification records, KYC verification documents, and transaction histories for a minimum period of five years. This data is stored securely and handled in accordance with our Privacy Policy.

5. Declining Service

We reserve the right to refuse account creation, freeze existing accounts, or terminate trading access to any user who provides false or misleading information, fails to complete KYC verification, or is identified as matching names on global sanction lists.